Bandhan Bank Share Price Target 2025, 2026, 2027 up to 2030
Bandhan Bank is an Indian bank, that provides financial services for the individual and corporate also. In this article, we will explore the financial business strategy of Bandhan Bank, its business model, and Bandhan Bank Stock Price history and then learn about Bandhan Bank Share Price Target 2025 to 2030.
About the Bandhan Bank History
Bandhan Bank History
Bandhan Bank is an Indian banking and financial services company headquartered in Kolkata, West Bengal. It was officially launched as a full-fledged commercial bank on August 23, 2015, after receiving approval from the Reserve Bank of India (RBI) in 2014.
Origins and Early Years
- Bandhan started in 2001 as a microfinance company aimed at serving the underprivileged and unbanked segments of society.
- Founded by Chandra Shekhar Ghosh, the organization initially focused on providing microloans to small businesses and entrepreneurs, especially in rural India.
- By 2010, Bandhan had become one of the largest microfinance institutions (MFIs) in India.
Transition to a Bank
- In April 2014, Bandhan Financial Services Ltd. was among the two entities (along with IDFC) to receive an in-principle banking license from the RBI.
- Bandhan Bank commenced operations on August 23, 2015, with 501 branches, 50 ATMs, and 2,022 doorstep service centers across India.
- Unlike traditional banks, Bandhan Bank continued its focus on financial inclusion, primarily serving small businesses, low-income groups, and women entrepreneurs.
Growth and Expansion
- Bandhan Bank expanded rapidly, increasing its presence across 34 Indian states and union territories.
- In 2018, it acquired GRUH Finance, a housing finance company previously owned by HDFC, to diversify its loan portfolio.
- By 2023, Bandhan Bank had over 6,000 banking outlets, serving more than 3 crore customers with a strong presence in semi-urban and rural India.
Current Status
- Bandhan Bank is now a listed company on the NSE and BSE, with a growing customer base in retail banking, microfinance, and MSME (Micro, Small & Medium Enterprises) lending.
- It operates with the motto: Aapka Bhala. Sabki Bhalai. (Your well-being, everyone’s well-being).
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Latest Bandhan Bank Shares News
Before the year 2019, the performance of Bandhan Bank in the stock market was good but after the COVID-19 pandemic, the share price of Bandhan Bank was down fall, and then to now this stock is not performing well in the stock market.
Bandhan Bank is a leading financial institution in India known for its strong presence in the microfinance sector. Investors closely monitor its stock performance on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE). This article provides an in-depth analysis of Bandhan Bank’s share price, historical trends, and future outlook.
Overview of Bandhan Bank
Company Background
Bandhan Bank was established in 2015 and has since expanded rapidly. With a strong focus on financial inclusion, the bank serves small businesses and rural customers across India.
Key Financials
- Revenue: ₹8,500 crore (Latest Quarter)
- Net Profit: ₹1,200 crore
- Loan Book: ₹1.2 lakh crore
- Gross NPA: 3.5%
Bandhan Bank Share Price on BSE & NSE
Current Market Price
As of the latest trading session:
- BSE: ₹175.05
- NSE: ₹175.10
52-Week High & Low
- 52-Week High: ₹263.15
- 52-Week Low: ₹163.00
Market Capitalization
- ₹28,191.99 crore
Historical Stock Performance
Yearly & Monthly Trends
Over the past year, Bandhan Bank’s share price has shown volatility, influenced by economic conditions and regulatory updates.
Comparison with Nifty Bank Index
Bandhan Bank’s stock has underperformed compared to the Nifty Bank Index but has shown resilience in the microfinance sector.
Factors Affecting Bandhan Bank Share Price
Financial Results & Quarterly Earnings
- Strong Q3 earnings have boosted investor confidence.
- A decline in NPAs has improved stock outlook.
RBI Policies & Regulatory Changes
- Any changes in interest rates directly impact lending margins.
- RBI’s new capital adequacy norms affect stock valuation.
Market Sentiment & Economic Conditions
- Inflation & GDP growth influence banking stocks.
- Investor sentiment plays a crucial role in price movements.
Bandhan Bank Shareholding Pattern
Promoters & Institutional Holdings
- Promoters hold 39.98% of shares.
- High institutional investment signals confidence.
FIIs & DIIs Investment Trends
- Foreign Institutional Investors (FIIs) hold 26.73%.
- Domestic Institutional Investors (DIIs) hold 9.39%.
Technical Analysis & Moving Averages
50-Day & 200-Day Moving Average
- 50-Day Moving Average: ₹180.10
- 200-Day Moving Average: ₹191.03
Support & Resistance Levels
- Support Level: ₹170
- Resistance Level: ₹190
Brokerage Recommendations & Expert Opinions
Buy, Hold, or Sell Ratings
- Motilal Oswal: Buy, Target ₹210
- Jefferies: Hold, Target ₹185
Target Price Forecasts
Most analysts expect a 10-15% upside in the next 6 months.
Investment Outlook & Future Projections
Growth Strategies & Expansion Plans
- Expansion in South India.
- Digital banking focus.
Risk Factors to Consider
- High competition in the banking sector.
- Regulatory changes affecting lending operations.
How to Buy Bandhan Bank Shares?
Trading on BSE & NSE
- Available under ticker BANDHANBNK.
Steps to Invest in Bandhan Bank
- Open a Demat & Trading Account.
- Search for BANDHANBNK on BSE or NSE.
- Place a buy order at the desired price.
- Monitor performance regularly.
Bandhan Bank, established in 2015, has rapidly grown to become a significant player in India’s private banking sector, focusing on microfinance and serving underbanked regions. As of March 19, 2025, the bank’s stock is trading at ₹139.84.
Various analyses and forecasts suggest differing trajectories for Bandhan Bank’s share price in the coming years. Below is a consolidated table summarizing these projections:
| Year | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| 2025 | 200 | 365 |
| 2026 | 220 | 434 |
| 2027 | 240 | 490 |
| 2028 | 260 | 548 |
| 2029 | 280 | 627 |
| 2030 | 300 | 719 |
Note: These projections are based on analyses from various sources and should be interpreted with caution.
Financial Performance:
As of December 2023, Bandhan Bank reported:
- Total Income: ₹5,211 crore
- Total Expenses: ₹4,239 crore
- Net Profit: ₹732.72 crore
- Return on Assets (ROA): 1.25% over the last three years
- Net Interest Margin (NIM): 6.56% over the last three years
These figures indicate a stable financial position with a strong focus on profitability.
Technical Analysis:
Technical indicators, such as moving averages and Relative Strength Index (RSI), suggest that Bandhan Bank’s stock has experienced fluctuations but maintains a generally upward trend over the long term. Investors should monitor these indicators alongside market conditions to make informed decisions.
SWOT Analysis:
- Strengths:
- Strong presence in microfinance and rural banking sectors
- High Net Interest Margin indicating efficient lending practices
- Robust growth in revenue and net profit
- Weaknesses:
- Exposure to high-risk microloans, which may affect asset quality
- Profit growth has been negative (-10.23%) over the last three years
- Opportunities:
- Expansion into housing loans and SME lending
- Increasing digital banking initiatives to enhance customer reach
- Threats:
- Economic downturns affecting repayment capabilities
- Regulatory changes impacting microfinance institutions
Conclusion:
Bandhan Bank exhibits strong fundamentals with promising growth prospects, particularly in underserved markets. However, potential investors should be cautious of the inherent risks associated with microfinance lending and the bank’s recent profit growth trends. Diversification into other lending sectors and technological advancements may mitigate some risks. Overall, Bandhan Bank presents a viable long-term investment opportunity for investors with a moderate to high-risk tolerance.
Disclaimer: The projections and analyses provided are based on current information and are subject to market risks. Investors are advised to conduct their own research or consult financial advisors before making investment decisions.
FAQs
- Is Bandhan Bank a good stock to invest in?
- Yes, based on growth prospects and recent financial performance.
- What is the Bandhan Bank share price target for 2025?
- Analysts predict a target range of ₹200-₹220.
- Does Bandhan Bank pay dividends?
- Yes, but at a moderate yield.
- What affects Bandhan Bank’s stock price?
- Financial results, RBI regulations, and market conditions.
- How can I buy Bandhan Bank shares?
- Through a Demat & Trading account on BSE/NSE.
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